Need ideas for homeowner's insurance in FL...

[The Mailman]

I thought of posting this in the Home Improvement area, but this forum gets more action and quite frankly, from the type of people that I'm looking for it from (penny pinchers ). Afterall, it is money related.

Anyway, my insurance went up $600 from last year - $1792 up from $1132. I had no claims, just live in Florida. So, for those that live in FL, who are you finding the best rates from??? (I'm currently w/ American Strategic).

[7.62]

I also have ASI, they were the lowest when i was shopping around.

[Jimmy Bionic]

supposedly many insurers offer 5% discounts for each year you are claim free (with a ceiling on total discount you can get). I just read it today in Kiplingers. You do have to call and ask of course.

[Seneka]

with ASI as well. seems very shady. hopefully i'll never have to use them lol.

[The Mailman]

Yeah, never had to use them for anything, but I know what you mean. Their website is bare-minimum and they only insure in FL and TX from what I understand - definitely not a large company.

I was searching on the internet, but am having a hard time finding companies that even insure in FL anymore. Maybe I'll just make a call to them and see if anything can be worked out if I threaten to leave.

[vwbrvr6]

I'm with Citizens now...you don't even want to know what I am paying. If you have hurricane shutters and straps on your trusses, you can get the house inspected and get a discount.

I was just informed of Royal Palm insurance supposedly giving good rates to my neighbors so i am going to give them a call soon.

[mohhait9]

Hi,
Buying insurance can be a drag, especially when all you get is a few sheets of paper for hundreds of dollars. Here at Alpine Insurance Agency, Inc., we make the experience a little less painful. We are committed to providing you with more than just a piece of paper, rather the support and customer service when you need it.

[eluwak]

Not sure if it's in your area, but when I lived in Lake/Orange counties we had St. Johns for homeowners insurance. At the time for us it was them or Citizens (which is absurdly expensive).