So, I'm trying to figure out who is LEGALLY responsible (not who should be and who's a nice person and who's a jerk)
My boss continuely has me run errands for him (for the business and for him personally)
While running multiple errands one day, someone hits me in the parking lot of Petco and leaves while I'm in the store. I have no comp and/ or collision on my vehicle. Liability does not cover a hit & run.
My boss does not offer to pay for the damages.
I buy a replacement fender.
Months later when discussing a raise, I bring up the car incident. He says, I'm not paying for it. I argue that I was on work time and running a work related errand ( i don't have pets- i was at petco). As an alternative to fixing the car, we discuss adding me to his insurance policy.
Now I know damn well paying $100/ month for full coverage on my car will not fly with him when he could just give me a couple hundred to fix it. plus remember, i already bought the fender.
read following email from bottom of page back up to this point:
(please try not to laugh- i deal with this everyday of my life)
I'm not asking for you to cover my work commute, only work related errands. (Union Bank, Petco, etc)
I gave you the option to track mileage or fill the tank twice a month- you and I agreed to put 2 tanks on the AMEX.
I never said that having you pay for full coverage insurance on my vehicle made sense, it was you who asked me to research it as an alternative to fixing it. I think it makes more sense to pay to have the damages fixed and call it a day.
"Or do you want to title the car to me and I put it under my insurance and I lease it out to you for the portion you use it for personal transportation and deduct it from your paycheck?" If there were a car titled in your name and under your insurance for work use- I would not want to use it for personal use so there would be no need to deduct it from my paycheck. The same way that there IS a car titled in MY name that I pay insurance on for me to use personally, but you want me to use MY car for your work related purposes without charging you to lease it... It's great you pay me gas; but what about mileage, depreciation, and damages?
I'm not asking you to get another car or pay my insurance. I want you to fix the fender.
On Nov 23, 2009, at **** PM, Andrew wrote:
This is a ridiculous argument. If Dave gets in an accident driving to work do I pay for it? The whole point why anyone owns a vehicle is to for both personal and work related transportation. Unless your entire job is driving to sales calls like Albert Marrero selling solar panels to people and then the company owns the vehicle and provides it to Albert as well as branding “Rec Solar” all over it. I am already filling up your gas tank and it is NOT a work only vehicle so why would I pay for all of your car insurance when you use it mostly for personal use? Or do you want to title the car to me and I put it under my insurance and I lease it out to you for the portion you use it for personal transportation and deduct it from your paycheck? I only have one personal car right now for two people and am not getting another one just for your use. Even Thomas who took advantage of me every chance he could never even brought up this argument for me to pay insurance for his car. $1,200/year? I just agreed to give you a week’s paid vacation.
Sent: Monday, November 23, 2009 4:04 PM
Subject: Re: Lambo & R8 insurance
You should provide a work vehicle for me to use while performing work related errands or compensate me for using mine. I'm using my personal vehicle as your work vehicle. We could agree that only work related errands are to be done in your vehicle and that would resolve the matter. Otherwise, I need my fender fixed and my personal car covered for any future work-related incidents.
Why would my pay cover any work related expense?
I like my personal car. It gets me to and from work just fine and I don't plan on selling it (or it's parts) ever.
On Nov 23, 2009, at 3:50 PM, Andrew wrote:
Okay, well the raise should cover your insurance. I can’t pay for everything in your life. If you can get $4,500 for your car or any parts of it then you should sell it immediately and get into a nice new lease and a car with a warranty. Every other assistant in this town pays for their own car with the exception of gas. I certainly did when I was an assistant. That’s why when people list their ads they say “must have transportation.”
Sent: Monday, November 23, 2009 3:44 PM
Subject: Re: Lambo & R8 insurance
When you add the 2nd car for Katie, you'll get the multi-car discount back.
My car's transmission alone is worth $2000, the supercharger is worth $2500, and the engine is only 2 years old.
When we discussed my raise, we talked about having my car covered while on work related business. You did not want to pay for the damages that had occurred or future damages and said to research insuring it under your policy. That's the premium for insuring it under your policy.
On Nov 23, 2009, at 3:36 PM, Andrew wrote:
We’ll have a second car for Katie in a week or two. I imagine everything can get changed at any time? Your car isn’t even worth $1,200. Why am I paying for your car insurance when I just gave you a raise?
Sent: Monday, November 23, 2009 3:20 PM
Subject: Lambo & R8 insurance
umbrella premium is going to increase by 50% ($288 year changes to $432) since cars are insured elsewhere
you are going to lose the multi-car discount (add 17% to Porsche premium)
there is a note in the system as of today about canceling, but they need the new dec pages from the new insurance company.
I called Eric's office and asked the other Katie for it, but I'm waiting on an email...
and the premium to cover my car for work purposes: $110.39 a month ($662.36 for 6 months)
Modified by KT54g60 at 4:48 PM 11-23-2009