Well, this past weekend I went to go check out a new Maxima with my buddy that is in need of a new car. I went in skeptical as they, along with a number of other brands are offering 0% financing for 5 years. All in all, it appears you are still paying 1.7% interest (or call it fees) as it seems all dealers have a little blurp at the bottom of the forms
"Customer may choose either APR or cash back only option. Financing is subject to NMAC Tier 0 through Tier 2 credit approval. $16.67 per month per $1,000 borrowed at 0.0% for 60 months, $14.71 per month per $1,000 borrowed at 1.9% for 72 months, on all new above-noted vehicles in dealer stock. Down payment may be required."
My question to you guys is, have any of you been able to negotiate the fees?