yep I sure do. Since you don't have a lot to put down you would have PMI (private mortgage ins) or UFMIP & MMIP (upfront mtg ins prem & monthly mtg ins prem) Anything over 79.99% loan to value requires mortgage ins. I have found if you don't have the 20% down payment its best to seek an FHA product or rural housing depending on the area. These 2 products are guaranteed for the lender in case of default by the borrower. The gov't insures these programs. Although these monthly premiums have increased in recent years its still cheaper to seek the insurance through these programs. The monthly premiums on FHA are considerably cheaper than the conventional program route due to the fact that your gaining insurance thru the gov't vs. a private entity for conventional. FHA requires an upfront premium generally 2-3% of the loan amount that can be financed in the loan and then the monthly premiums, becuase of this upfront premium, are greatly reduced.
FHA programs can be found thru companies like BOA, Chase, GMAC or an independent broker. Most local banks do not do FHA products. These products are bought by bigger investors like BOA/Chase and then they sell the investor rights to Freddie Mac and retain the servicing rights. So you will be serviced by the BOA's/Chase's but really the gov't will own your loan.
So ensure you finance thru someone who can run #'s for you on both conventional and FHA to determine what program works best for you. I posted a link to find out if your property is located in a rural housing zone, if so you can finance up to 100% of your loan with the Rural housing program. However since you are in AZ I am betting that you would not be in this area.