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    Thread: Financing the older Phaetons

    1. 04-11-2012 02:18 PM #1
      Hey guys. Great looking forum. I hope to be a member here but I have a question for you guys.

      I have been a huge fan of the Phaeton for several years and one has come up for sale that looks to be a sweet deal. The question I have is this....

      I am having problems finding a bank that will finance the 2004 Phaeton because it is older than 8yrs old.

      Any leads on how to procure the 14K for this?

      Thanks in advance.


    2. 04-11-2012 02:39 PM #2
      Have you tried a credit union yet? Just a thought.

    3. Member Passat2001_5lover's Avatar
      Join Date
      Dec 11th, 2001
      San Luis Obispo, CA USA
      04 V8 Phaeton; 05 V8 Touareg; 16 Hyundai Sonata Plug-In Hybrid
      04-11-2012 05:52 PM #3
      Perhaps if you can bring in any type of car magazine review of the vehicle which lists the starting price was around $66,000, plus tax, they may "get it" that you are getting a luxury vehicle for pennies on the dollar. Show them a brochure of the model year or similar...(ebay)

      Would they consider a similar loan for a car they may be more familiar with, such as a Mercedes S class or BMW 750, or Lexus, or Audi A8, that is similar in age and condition?

      The "VW" on the name can cause very much confusion with bank clerks who are not auto-savy.... just a thought. They may think you are asking for a loan on a big Passat...

      Best of Luck with your purchase!
      USA '04 Phaeton V8 Nocturne Aubergine/Sonnenbeige (bought Mar 2011 w/aprox 64K miles) Platinum Easy Driver Warranty, for 48 mo or 48K); Comfort/Cold Weather; Technology; Digital 270 watt stereo; Keyless; Brown Sisal interior/Black Sisal trunk mats (cocomats.com);

    4. 04-11-2012 08:04 PM #4
      Bought my Phaeton from a VW dealer and VW did the financing. That is the route I took.


    5. Junior Member
      Join Date
      Apr 11th, 2012
      Ohio - USA
      2004 W12 4 Seater, 2008 Chevy Duramax Crew 3500, 1987 Jeep Grand Wagoneer
      04-12-2012 09:33 AM #5
      Try PNC Bank - I think a 2004 still meets their requirement

    6. Semi-n00b
      Join Date
      Apr 1st, 2012
      Frisco, TX
      '05 Phaeton '69 Beetle; '72 BMW 'toaster'
      04-12-2012 10:28 PM #6
      They did my Phaeton, as well as my '69 Type I


    7. 04-13-2012 06:35 PM #7
      Just bought my 2004 Phaeton with US Bank from private seller......2.99%!

      Easy. I would highly recommend

    8. 04-25-2012 07:27 PM #8
      Quote Originally Posted by hhaller View Post
      Have you tried a credit union yet? Just a thought.

      I financed half of my 2004 through a credit union at 3%.

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