Crub, fents, and brushes this morning

[MKIVJettaTurbonium]

I'm glad you could walk away from that. Gotta love decent crash standards and air bags. I walked away from a similar accident a couple weeks back when a dump truck ran a red light.

Not to thread jack or anything, but this is not an 04 Rubicon as you seem to imply...

[Metallitubby]

Which one? Rider's Dream?

No, the new KTM shop is on McFarland just before Hwy 9 on the left.

[TooFitToQuit]

Spoke to the claim rep today. Looks like there is just enough damage that if I keep all of the aftermarket parts on the car it'll be pushed back into the point of repairable (per ACV at that point). So, now I get to find out exactly what that point is and make the car worth slightly less so they total it.

[Metallitubby]

make the car worth slightly less

Is your car at our bodyshop?

[TooFitToQuit]

Is your car at our bodyshop?

Nope. Some salvage yard in Gainesville

[Metallitubby]

Nope. Some salvage yard in Gainesville

Hmmm. I can't sneak a hit or twelve then.

[TooFitToQuit]

Hmmm. I can't sneak a hit or twelve then.

Not this time.

Ridgeline is on hold.

[Metallitubby]

Ridgeline is on hold.

Tentatively or indefinitely?

[TooFitToQuit]

Tentatively or indefinitely?

Haven't decided.

[Metallitubby]

Haven't decided.

You or "them"?

[TooFitToQuit]

You or "them"?

I haven't. I'd need to save a few more thousand to be comfy spending that much on a new car. It'll only take a month or so but I'm impatient.

[JacksSenseOfRejection]

Everyone needs a JO Buddy I see.

[Metallitubby]

Everyone needs a JO Buddy I see.

Andrew and Andy sitting in a tree...

[TooFitToQuit]

Andrew and Andy sitting in a tree...

Pssh. Andrew and Mr. Dictator

[SAV912]

So ah...pics of the woman? Was she at least hot enough to balance for being that stupid?

Bummer about the Fit. Can't believe it's gone so soon. Glad you're alright though, and good luck with the next car.

[TooFitToQuit]

So ah...pics of the woman? Was she at least hot enough to balance for being that stupid?

Old and fat. Not worthy of any pics.

Car will be paid off in full Monday, equity paid, and the personal injury payout next week as well. Two weeks all said and done. Not too bad.

[jimbogxp]

Oh, how times change. There was a time when the 2nd post to any such thread would be "that will buff right out". The younger generation. What are you going to do?

[TooFitToQuit]

I remember that era of TCL. It sucked just as much.

[MaxN]

Spoke to the claim rep today. Looks like there is just enough damage that if I keep all of the aftermarket parts on the car it'll be pushed back into the point of repairable (per ACV at that point). So, now I get to find out exactly what that point is and make the car worth slightly less so they total it.

So, let me get this straight.

I understand that a car is 'written off' when the damage reaches a certain percentage, this percentage varies depending on insurance company. From memory my insurance company's percentage is 65%.

So you are saying that the ACV with the 'goodies/tat' added vs the damage estimate made it more cost effective to repair than pay out.

So you 'fixed it' somehow to ensure that it was written off ?

I am not exactly sure how close to committing insurance fraud you are getting, but the references to your previously written off vehicles and making sure that they got written off appear to show that you have done this previously and you are comfortable doing this.

Effectively what you appear to have done is forced a significantly larger payout and landed your insurance company with a wrecked and modified car for at least the second time.

If you did not want to drive a repaired car, you could/should have let them fix it, taken the diminished value payout then sold the fit for an appropriately lower amount.

I guess that this is part of the reason that insurance costs are so high in this country ?

[TooFitToQuit]

So, let me get this straight.

I understand that a car is 'written off' when the damage reaches a certain percentage, this percentage varies depending on insurance company. From memory my insurance company's percentage is 65%.

So you are saying that the ACV with the 'goodies/tat' added vs the damage estimate made it more cost effective to repair than pay out.

So you 'fixed it' somehow to ensure that it was written off ?

I am not exactly sure how close to committing insurance fraud you are getting, but the references to your previously written off vehicles and making sure that they got written off appear to show that you have done this previously and you are comfortable doing this.

Effectively what you appear to have done is forced a significantly larger payout and landed your insurance company with a wrecked and modified car for at least the second time.

If you did not want to drive a repaired car, you could/should have let them fix it, taken the diminished value payout then sold the fit for an appropriately lower amount.

I guess that this is part of the reason that insurance costs are so high in this country ?

You think I'm 100% transparent and truthful online?

I did nothing in regards to "helping out" my car to be totaled.

[Metallitubby]

You think I'm 100% transparent and truthful online?

Don't worry. No one knows you in real life.

[TooFitToQuit]

Don't worry. No one knows you in real life.

A few TCLers do.

Any input on the AP2 S2000? A solid contrast to our previous conversation, but very inspiring.

[Metallitubby]

Any input on the AP2 S2000? A solid contrast to our previous conversation, but very inspiring.

with a few caveats

[efrie]

Knowing people in the insurance and body work business pays off... A lot of people settle for whatever the insurance company tells them is going to happen. Fact is, most drivers pay a ton of money over the course of their plan and never claim anything. If the opportunity presents itself for me to benefit from an insurance claim you'd better believe I'm going to take advantage.