8-12k? Does the car have a maserati motor swap or something?
A lot of your rate is determined by the region in which you reside.
Etobicoke is pretty high as far as I know but those figures sound ridiculous. Who fed you these numbers?
Did you attend driving school?
MK2 coupes are also pretty rare, maybe they gave you completely garbage figures because they have little to no background statistics on them.
I'm with TD meloche monnex, by the way.