To make a long story short. I was cruising along on the freeway in the #1 lane @ around 40mph. (traffic was a little thick), Some lady, for whatever reason, decided she wanted to get into my lane and she took me down.
After dealing with her insurance (wawanesa) for the past few weeks, they have finally decided to take liability for the accident. On Monday they (wawanesa) came out to my house to inspect my bike and take pics of the damage. So now im being told that my bike is a "total loss" (which i dont think is true)..
Damages consist of bent bars, bent brake pedal/floorboard, a few chrome pieces need to get repalced. got an estamite of around $3,000-4,000 to get it fixed.
So my question is, How does this process work? I have a loan on my bike for $13,000 and im thinking Im going to be bike-less, and still have a balance on my loan that ill have to pay? Can someone thats gone thru this help me out. How should i go about this?
BEFORE THE ACCIDENT