I have a 5th gen VFR. Fun bike, sounds like it fits what you're looking for. Great, smooth engine, very nice, neutral handling, a bit on the heavy side, but the only time that really effected me was when I was riding the Dragon. $4k seems a bit high, for that kind of money, I'd want hardbags for sure. Their resale value is really not that great, I bought mined fo $3,700 3 years ago and it had a bunch of goodies like hard bags, heated grips, rebuilt fork/shock etc... Should be able to get a nice example for $3k.