Has anyone successfully won a Paypal dispute against a scammer?
We've all seen discussions about this in the buyer/seller feedback threads and complaint threads, but I'm wondering if anyone has actually had a favorable outcome to one of these disputes.
I ask because I was thinking about buying an expensive part from a noob UNTIL I read the Paypal terms & conditions at length. I'll be honest...I've a lot of experience reading contracts and e-commerce terms & conditions. I don't think 'our' type of purchases are covered according to the Paypal T&C.
Check out complete 'Protection for Buyers' section (#13) here:
Section 13.3 states 'Personal Payments' are ineligible
The last paragraph states:
Even if your payment is not eligible for PayPal Purchase Protection, you can file a Dispute and try to resolve the issue directly with the Seller; however, PayPal will generally not find in your favor if you escalate a Dispute to a Claim for an item which is not eligible for PayPal Purchase Protection.
Now...this might be some legal mumbo jumbo, but nevertheless...from my perspective this doesn't offer the seller comfort when buying from a Noob. Why? Because the wouldbe Noob Scammer has nothing to lose. He has no positive reputation established so there's nothing to tarnish and in the end, Paypal can't force him to send the parts or a refund.