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    Thread: Calling the financial lounge!

    1. Member SpecialFX's Avatar
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      05-08-2012 11:16 PM #1
      I'm getting married in a couple of months and I need to get a car for my fiancee mainly just for her to go back and forth to work, run errands, and take the kids wherever they need to go. It will get the occasional 100 mile round trip to see her family and 4-5 times a year would probably go on a trip of several hundred miles. Here are the (general) options I am considering and I'm not sure what is best.

      Let her have the Subaru SVX I've been DDing: It's a slightly fragile car, with expensive hard to find parts and it needs some trans work, probably a starter soon, and has a small oil leak. I don't mind driving the car as it is, but I would definitely want to fix some things before I sent her off in it with the kids. Plus it only gets 22mpg on a good day and I would be back to DDing my GTI, which I am trying to set aside to make into the fun/race car

      Buy a cheap beater for now: In the $1-2000 range I'm looking at older, higher mileage, crappier car and probably a somewhat unknown history. I don't want to put her in a beater but with the wedding coming up this is a more financially responsible decision. With this I would probably be wary of the several hundred mile round trip and would probably take the GTI

      Buy or Lease a cheap new car: Buy a stripper base model car like a no options Accent, Versa or similar. It will be new, reliable, get the best gas mileage and not be an embarrassment to drive, but it will be the most costly and I'll be stuck in a payment. I've never leased, but if there is a good case for a lease I'd consider it.


      What does TCL say? So far I've just been keeping my eyes open for whatever I see if any of the above options make sense. I've seen some pretty good lease deals lately and I keep my eye on the local classifieds in case a deal comes up.
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    2. Member warren_s's Avatar
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      05-08-2012 11:48 PM #2
      Nothing says love like getting your newly-minted wife a beater, amirite?


      Okay, hi, now it's adult time: There's two of you and presumably you're both working, and safety (you, your wife, the kids) is super important, right? -- small lease payments should be NBD.

      Get a Cruze.

    3. Banned patrikman's Avatar
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      05-08-2012 11:52 PM #3
      Give me the SVX, in return I will give you a 2007 Trek Fuel EX7. It has less than 1000 almost completely off road miles and has been meticulously maintained. Very economical, the wife will be so proud.

    4. Member Rabbit5GTI's Avatar
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      05-08-2012 11:56 PM #4
      Give your wife the GTI and then find a real car to turn into a track vehicle

    5. Geriatric Member BRealistic's Avatar
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      05-09-2012 12:02 AM #5
      Quote Originally Posted by SpecialFX View Post
      Buy a cheap beater for now: In the $1-2000 range I'm looking at older, higher mileage, crappier car and probably a somewhat unknown history. I don't want to put her in a beater but with the wedding coming up this is a more financially responsible decision. With this I would probably be wary of the several hundred mile round trip and would probably take the GTI
      .
      Can she drive 5 speed manual?

      If so- ZX2, 626... there are some decent cheap used cars out there.

      If she needs an auto and is a typical "all about the exterior style" woman... Cavalier.

      http://louisville.craigslist.org/cto/3002574995.html
      “Travel is fatal to prejudice, bigotry, and narrow-mindedness, and many of our people need it sorely on these accounts. Broad, wholesome, charitable views of men and things cannot be acquired by vegetating in one little corner of the earth all one's lifetime.”

    6. Member adrew's Avatar
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      05-09-2012 12:04 AM #6
      Honda $0 due at signing leases are back.

      Civic is $220, Accord is $250, CR-V is $320, Crosstour is $330, Odyssey and Pilot are $340. All are LXs except the Crosstour is an EX-V6.

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    7. Member someguy123's Avatar
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      05-09-2012 12:26 AM #7
      Put her in a Toyota Echo, most reliable car in the world.

    8. Member SpecialFX's Avatar
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      05-09-2012 12:35 AM #8
      The beater option would be temporary until she gets moved in settled and finds a job and we recover financially from the wedding/honeymoon/moving expenses. We can buy something nice later.

      Manual trans is no problem

      I know not everyone will understand the GTI for a track toy but the car is special to me and i want to take it as far as I can. I figured everyone would think I am
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    9. Member IsraelGT's Avatar
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      05-09-2012 12:43 AM #9
      Its an opportunity to fix the SVX...



      Or get her a small new car.

    10. Member romanl's Avatar
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      05-09-2012 12:46 AM #10
      Quote Originally Posted by SpecialFX View Post
      I'm getting married in a couple of months and I need to get a car for my fiancee mainly just for her to go back and forth to work, run errands,.
      well there's your problem for starters, GAME OVER for you,,,, dont do it ..
      j/k
      but its hard to advise w/out knowing budget or some form of financial situation for the car

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      05-09-2012 12:49 AM #11
      Get her a good new/ slightly used cpo car.

      I was in the same situation when I got married. My wife's beater car she had in college literally gave up the ghost the week before we got married. As soon as we got back from our honeymoon, the #1 priority was getting her a car. We got her a 3yo CPO jetta, which was a great decision. It was little more than we wanted to pay, but it was dead reliable, way nicer than her beater car, much safer and it got great mileage. I'm convinced that we came out ahead, than if we would have tried to keep her car on the road.

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      05-09-2012 01:16 AM #12
      I vote 98-01' (GC) Subaru Impreza RS Coupe or Sedan. They can be gotten for about $3-5k nowadays in great condition.


    13. Geriatric Member ValveCoverGasket's Avatar
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      05-09-2012 11:25 AM #13
      Quote Originally Posted by BRealistic View Post
      If she needs an auto and is a typical "all about the exterior style" woman... Cavalier.

      http://louisville.craigslist.org/cto/3002574995.html


      nothing says "im a fan of exterior styling" like a cavalier

    14. Member Cousin Eddie's Avatar
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      05-09-2012 12:20 PM #14
      Quote Originally Posted by ValveCoverGasket View Post


      nothing says "im a fan of exterior styling" like a cavalier
      Thank you, I like to think of myself as a connaisseur.

    15. Member caj1's Avatar
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      05-09-2012 12:25 PM #15
      The best financial advice I can give would be to ditch the wedding, go to the court, throw a kegger party/reception in the back yard, and buy something safe and reliable for your wife.

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      05-09-2012 01:05 PM #16
      Quote Originally Posted by caj1 View Post
      The best financial advice I can give would be to ditch the wedding, go to the court, throw a kegger party/reception in the back yard, and buy something safe and reliable for your wife.
      I support this plan ^^^

      But I wouldn't take wedding advice from a guy who doesn't even have a girlfriend.
      Lately I have been testing "tip-in events". Just the tip-in. Just to see how it feels. Response time is typically on the order of 2-3 seconds. Sometimes the injection timing is a little off...

    17. 05-09-2012 01:13 PM #17
      Yep, fancy weddings are LAME and not even cool anymore.

      Just find out who's parent's or friends has the most kick ass back yard or go get married on a beach or in a park.

      Wedding=money wasted.

      If she is your partner and you are all in, she will understand this and be happy with a $200 off the rack dress and small wedding.

      If she demands a larger wedding, dump her and consider yourself lucky you found out early the hell you would live in while she financially ran you into the ground with guilt purchases.

      Plan B skip the wedding all together and shack up. I've been shacked up for 12 years and watched friend marry and divorce and we are happy as can be because that extra pressure from marriage is unnecessary.

      Thanks for letting me vent, this is like therapy.

    18. Member boner's Avatar
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      05-09-2012 01:19 PM #18
      Beater. You'd be surprised what can be had by keeping your ear to the ground and acting fast. Didn't plan on looking till the fall but i stumbled upon a $500 '99 passat. Passed safety with no issues. I have no doubts that it will serve its purpose for a couple of winters with ease.

      Sure, not entertaining whatsoever but its a nice safe car.

      I'd recommend that route as a temp solution. Plus at ~$500,you'll break almost even at the end if you sell a few bits and then scrap the rest. Only cost is insurance and fuel..... And hopefully no maintenance!!!!

    19. Senior Member Hostile's Avatar
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      05-09-2012 02:04 PM #19
      Quote Originally Posted by SpecialFX View Post
      I would be back to DDing my GTI, which I am trying to set aside to make into the fun/race car
      I hate to break it to you but if getting a car for your wife to drive around in is so hard you shouldn't be keeping a 3rd, "fun/track" car...

    20. Member Khyron's Avatar
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      05-09-2012 05:16 PM #20
      Quote Originally Posted by SpecialFX View Post
      I'm getting married in a couple of months and I need to get a car for my fiancee mainly just for her to go back and forth to work, run errands, and take the kids wherever they need to go. It will get the occasional 100 mile round trip to see her family and 4-5 times a year would probably go on a trip of several hundred miles. Here are the (general) options I am considering and I'm not sure what is best.

      Let her have the Subaru SVX I've been DDing: It's a slightly fragile car, with expensive hard to find parts and it needs some trans work, probably a starter soon, and has a small oil leak. I don't mind driving the car as it is, but I would definitely want to fix some things before I sent her off in it with the kids. Plus it only gets 22mpg on a good day and I would be back to DDing my GTI, which I am trying to set aside to make into the fun/race car

      Buy a cheap beater for now: In the $1-2000 range I'm looking at older, higher mileage, crappier car and probably a somewhat unknown history. I don't want to put her in a beater but with the wedding coming up this is a more financially responsible decision. With this I would probably be wary of the several hundred mile round trip and would probably take the GTI

      Buy or Lease a cheap new car: Buy a stripper base model car like a no options Accent, Versa or similar. It will be new, reliable, get the best gas mileage and not be an embarrassment to drive, but it will be the most costly and I'll be stuck in a payment. I've never leased, but if there is a good case for a lease I'd consider it.


      What does TCL say? So far I've just been keeping my eyes open for whatever I see if any of the above options make sense. I've seen some pretty good lease deals lately and I keep my eye on the local classifieds in case a deal comes up.
      You need to man up and put her in a safe car, especially with kids. You have a crap 10+ year old car with sketchy reliability, are balking at the cost of a monthly payment, so that you can afford to play rich-man with a 3rd weekend-only race car!?

      If you can afford a track/race car you shouldn't even BLINK to buy her a nice safe family car that she can pick out. Ie, a Rav4, a Caravan, a Focus, Cruz, whatever. You need to be financially stable enough that if you crash that GTI on the track, you are not impacting the family with the burden.

      Or let her drive the GTI if it's a mk6, assuming you aren't gutting the thing and putting in a cage...

    21. Member koston.'s Avatar
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      05-09-2012 06:09 PM #21
      Don't let her drive the SVX daily, its a "future classic" that needs to be kept ding/mail box free. If anything, sell the VW, keep the SVX for a fun car and put the wife in something modern and safe.
      Shutup and drive yo cah'!

    22. 05-09-2012 09:14 PM #22
      Quote Originally Posted by SpecialFX View Post
      The beater option would be temporary until she gets moved in settled and finds a job and we recover financially from the wedding/honeymoon/moving expenses. We can buy something nice later.

      Manual trans is no problem

      I know not everyone will understand the GTI for a track toy but the car is special to me and i want to take it as far as I can. I figured everyone would think I am
      Give her the GTI temporarily then.

      I did the performance GTI thing (autox)



      Those are 285 r-comps up front. It was great, for a GTi.
      If you lend it to her, you can always take it back when you can afford another car for her. You drive the SVX in the meantime, and your set.

      I miss my GTI, but I never miss it when I'm autocrossing.

    23. 05-09-2012 09:18 PM #23
      Wait.

      You need to get her a car, and you are going to marry her? Is she not able to take care of basic necessities?

      "You'll have to answer to the Coca-Cola company."

    24. Member dieselraver's Avatar
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      05-09-2012 09:36 PM #24
      Quote Originally Posted by caj1 View Post
      The best financial advice I can give would be to ditch the wedding, go to the court, throw a kegger party/reception in the back yard, and buy something safe and reliable for your wife.

      we did exactly that. we saved a sh*tload, and instead of blowing it on some stupid party, we bought a house in NYC.

      edit - we didn't do the hillbilly BBQ though, actually went to a catering hall and had a small intimate party.


      got sh*tfaced on Remy Martin XO Special
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    25. Member blue70beetle's Avatar
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      05-09-2012 10:24 PM #25
      Everyone saying you need a brand new car to be safe is higher than ten hippies. Cars have been quite safe for a long time. I don't feel guilty putting my kids in my Jeep, even though my wife's Cadillac is "safer." Before that I didn't feel guilty putting them in my mk2 Jetta.

      Do the financially responsible thing and buy (don't confuse the word "finance" with this one) a car you can afford. There are lots of really good, reliable, affordable cars out there. Carmakers have been in the appliance business for years, so finding something suitable you can buy outright shouldn't be a monumental task.

      This whole safety thing has reached a point of diminishing returns. I don't disagree that a car built today is safer than the previous generation of the same car, but honestly, what's in it for me, and how likely am I to need that "extra" safety?

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