Need more details....do both the cars currently have plates?
Where are you going to do the transaction?
If you do the transaction in NY, the buyer of your car can show proof of insurance (a binder or documents from their PA insurance carrier showing the VIN, name of new owner, effective date, etc at the NYS DMV and get a paper tag to legally drive home with. Check the hours of your DMV location. None in the NYC area are open on Saturdays!! After returning to PA, they can make arrangements to get new PA plates or transfer existing PA plates to their new car.
If you are doing the transaction in NY, they should drive here with their PA plates or make
arrangements with the PA authorities to get a paper tag to drive here with.
If you are going to do the transaction in PA, you need to get the car there somewhere. Either drive it out there on the plates that are on it or add it to your NY insurance policy and get a paper tag at DMV. It's cheaper than getting regular plates and turning them in. (The MTA tax is non-refundable). I *believe* you can show a NY insurance card at PA DMV and get a paper tag to drive home with, then go to NYS DMV and transfer plates to your new car.
In NY, you can transfer your registration and associated plates for $10. The expiration date of the registration remains the same. If the new car is heavier, you will be charged a pro-rated fee. A new title is $50. You will be charged sales tax based on the amount reported on the DTF-802.
Rather than look at Yahoo answers and ehow, I strongly suggest getting information from the NYS DMV directly.
The transaction will most likely happen in PA.
The car in PA is uninsured and unregistered at the moment, and won't be until I acquire it.
So that's my dilemma...how do I legally drive it back down to NY?
You're saying to add the car to my insurance policy, notifying them that once the car is in my possession that I'd be transferring over insurance and then followed by transferring registration and plates?
Was recently in a similar situation, the pa situation was a pain in the ass- the buyer submitted the title ( from ny) the DMV over there stamped it( making it unusable) they do not issue titles only for out of state vehicles the vehicle has to go through the process of being registered
In ny I just told DMV it was an even trade, provided title from pa, bill of sale showing $0 with.explanation of even trade no money changed hands, filled out forms , paid total of $53
Essentially, we are doing an even trade. No money is being exchanged or anything.
The problem is, his car is not registered or insured.
It will be relatively easy to transfer the plates and registration...
But how can I drive this thing down without insurance or plates?
Doubt I can get away with just having the title, bill of sale and old(soon to be transferred) plates on the car....right?
OK, so drive the car to PA on your existing plates. Remember to bring your plates home and grab the registration sticker from the windshield so you don't get hit with any parking tickets if the new owner leaves the car somewhere stupid.
You have the VIN # already, right? Add the car to your insurance policy here, get the insurance card. PA works a little differently than NY...there are private businesses that handle auto tags and registration. You will need to find one and get a temporary permit to legally drive home with. It may be called a "trip permit". You will want to call the tag service near the seller's location and ask them about the proof of insurance requirements.
"TEMPORARY LICENSE PLATES
When you purchase a vehicle from an individual and you do not have a license plate to be transferred, you may obtain a
temporary registration, valid for 90 days, from any dealer or authorized tag service."
Once you're home using the paper tag, then go to NYS DMV and transfer your NY registration and affix the plates. THEN drop the insurance on the old car. DON'T cancel the insurance until after you go to NYS DMV.
ALSO, in PA, you need the signatures on the title NOTARIZED. Make sure the seller has their ID. It may make it easier if you are BOTH present at the tag service office.
Alright, wow, so its a bit more involved than I thought.
I've asked the person I'm trading with to have a look at this thread.
I don't want any headaches and it seems we'll have to come to agreements to work with each other on this.