Recently I payed off all remaining balances on both my undergraduate and graduate student loans, payed off all credit card debt, bought both my wife's car and my car with cash. Besides our mortgage and basic living expenses we are otherwise debt free. Having a baby on the way really helped me buckle down and get my priorities straight. I am now looking for ways to make my money work for me. I've been working my ass off full-time for the past 15 years, and am hoping to find investments that work in today's economy. There have been many ups and downs along the way. Any advice or reading material that may be helpful would be greatly appreciated. What has worked for you guys? Someone recently pointed me to http://www.bogleheads.org/forum/index.php Besides a couple of 401K's and some simple stock trading, this is new to me. I'm thinking of getting a second job.