FWIW_ I have already decided that if I ever do get hit by a driver while crossing the road, I am putting an elbow down on the hood to make a healthy dent.
Good luck declaring it a light tap and even insurance fraud with that huge dent.
I read that on insurancefraudtips.com
"I owe it to myself, and to my choir students, to not be upset about barns."
Not too long ago, I was in a downtown area on a Saturday night, and I was stopped at an intersection. A super-pretty twig of a drunk girl with big tits was walking on the crosswalk in front of my car, one of her heels broke or something, and she fell on the hood of my car.... and her tits came out of her top!
Thankfully her dual airbags prevented any damage to anyone, and a police officer witnessed it so there was no trouble. But the hood of my car was pretty bug-spattered since I'd just finished a 400km drive.
Maybe it's time to invest in a dash-cam, hmmm.