Has anyone dealt with this? Some idiot clipped my rear bumper and tore a 1" hole in the wheel well liner, the bumper support and bumper. My insurance company claims my car is totaled (see photo) because the repair is more expensive than the value of the vehicle.
Why I disagree.
1st it's a 1 owner car, a vortex owner, and it's been meticulously maintained.
2nd I just installed a K04 kit in April 2012 including software, FMIC and Genuine Borg Warner K04
3rd yes it has high mileage(231,000), but I had the compression tested before I invested in an aftermarket turbo kit, all cylinders 160-165psi
4th New continental DWS 225/50/16 tires
5th Factory speedline wheel that was scratched in the accident had never been curbed in 13 years.
6th check out the full custom turbo gauge install. I wired the electronic boost gauge into the center of the instrument cluster behind the clear plastic. Since my car is a manual it had no LED screen there and I put in connectors (ethernet) to the back of the cluster so that it is still removable without cutting wires in case other service is needed. Looks stock.
7th every single item gets addressed immediately. Little things like when doing an oil change I always clean around the oil fill cap before adding oil to prevent dirt from entering the motor.
The Insurance company claims it's worth less because it's a manual and considers the K04 upgrade "routine maintenance" so no credit for that at all.
So, if you saw this car for sale as you see it in the photos what would you expect to see for the price?
1999 Passat GLS 1.8t AEB (big valve head)
clutch at 160,000
Timing belts and tensioners at 82 and 160k
K04 turbo kit with software installed in April 2012
running appx 17psi peak boost
has lots of paint chips on the hood and some minor dents and scratches you would expect from 231,000 miles. Never been in a collision, nothing structural and interior is immaculate.