Truck ran into my parked car last Saturday. $8K damage. Dealer estimates the wreck has devalued my car $4K, assuming repairs go very well. However, I have heard some horror stories of insurance companies refusing to pay for this diminished value. Anyone here been there and was successful? Don't want to get a lawyer involved because they will eat a large chunck of what I'd get but I have no qualms going to small claims court myself if needed.