So, a few weeks ago I was rammed at a stop light.
Incredibly, it wasn't from someone coming to a stop. We all stopped for the light and the person in front of me was waiting for a pedestrian to cross the street. I hadn't even taken my foot off the brakes, and I was rammed by a 1997 Explorer, apparently in more of a hurry than I was.
No airbag deployment, no injuries and neither my wife or my son was in the car, so all good in that department.
Interesting note #1 - the person in question was driving on a Learner's Permit without a licensed driver in the car with her.
Interesting note # 2 - said Learner's Permit was expired.
Thankfully, their insurance is valid, the driver admitted fault and their policy is picking up the tab at my shop of choice. So, for the most part, I am being made whole.
However, I know that my car's resale value will now take a hit, as the accident will be reported to Carfax. So, I plan on submitting a Diminished Value claim to the driver's insurance company to recover that loss.
My question to the Car Lounge: does anyone have access to a database that would track values of a 2017 Golf values pre- and post-accident? I'm trying to figure out a way to prove how much of a loss I am taking as a result of this.
The shop will be providing me with photographic evidence of the repairs.