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    View Poll Results: What is your avg car payment per car not including fuel, insurance, maintence.

    Voters
    313. You may not vote on this poll
    • $0 because they are paid off

      106 33.87%
    • $300 and Under

      34 10.86%
    • $301 -$600

      121 38.66%
    • $601 - $1000

      43 13.74%
    • $1001 +

      9 2.88%
    Page 1 of 10 12345 ... LastLast
    Results 1 to 25 of 241

    Thread: What Is Your Average Monthly Car Payment? Please vote

    1. Member Tommietank's Avatar
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      2019 Model 3 Performance, 2019 Hyundai Ioniq EV, 2004 S2000
      09-13-2020 09:10 PM #1
      This is just to get descriptive data from our group here. The other day I read that about 33% of US single family homes are paid off, which got me thinking about our cars. How many of us have no car payment, and those that do, how much is it. Do not include insurance, fuel, maintenance. Just monthly payment including leases. Not judging here, just wondering for the poll.

      Personal note: In my car group of friends, we keep thinking $300 is a good monthly payment that number has been the same for years and years. As we age, $300 isnt going to cover much. And now the average auto transaction price is something like $33,000.

      Rule #1 for clicks
      Last edited by Tommietank; 09-13-2020 at 09:12 PM.
      Slow Car Fast

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    3. Planters (fasciitis) peanuts. Dang dogg Sold Over Sticker's Avatar
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      09-13-2020 09:19 PM #2
      SS is $647. Lotus is my business.
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    4. Senior Member Iroczgirl's Avatar
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      Hot hatchback coupé heaven
      09-13-2020 09:20 PM #3
      Zero dollars.
      Lots of VW stuff|Rare Scirocco parts!
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      Quote Originally Posted by Crimping Is Easy View Post
      You're always better off with a Citroën.™

    5. Member Senior Member's Avatar
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      OG 2001 Jetta 1.8t
      09-13-2020 09:29 PM #4
      IBTFL :p

    6. Member
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      09-13-2020 09:44 PM #5
      Quote Originally Posted by Iroczgirl View Post
      Zero dollars.
      Same.

    7. Member fknlo's Avatar
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      05 S2000, 15 M3, 07 Prius
      09-13-2020 09:47 PM #6
      Somewhere around $800 a month for the M3. S2000 has been paid off for a while. I'm probably picking up a 2007 Prius tomorrow. Cash money baby.

    8. Senior Member dunhamjr's Avatar
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      19 e-Golf SE, 13 Highlander Hybrid Limited, 06 Miata Sport, 05 Sienna LE, 02 Ninja 250
      09-13-2020 09:53 PM #7
      4 cars, just one has a payment, it's about $350.

      Sent from my HD1907 using Tapatalk

    9. Member The_Real_Stack's Avatar
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      AP1 and JLU
      09-13-2020 09:55 PM #8
      We try to keep payments below $500-600. Currently two of three cars are paid for. The third is a $400/mo lease.
      Quote Originally Posted by Volkl View Post
      My wife wanted a SUV with a manual transmission. I suggested a Wrangler, she said no way, too masculine

    10. Member Crispyfritter's Avatar
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      09-13-2020 09:56 PM #9
      For a new pickup, $650 doesn’t feel too bad.

      Chris
      | 20 Ram | 13 Altima | 00 Tahoe | 94 Integra GS-R | 74 SuperBeetle | 62 Ford Unibody |

    11. Member Bibs's Avatar
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      All Mazdas: CX-9, 3, Miata
      09-13-2020 09:56 PM #10
      Miata is 2006, and long paid. Challenger paid, and there’s a year left on the CX9
      $515/m, I believe.

      I’ll be glad to have it done, but the rate is so low, it’s not worth paying it off early. I also get $600/m car allowance, so the car payment is a wash for us.

      We also finished our mortgage this year. That was big relief, mentally. Especially is these wild times.


      Sent from my iPad using Tapatalk

    12. Member
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      14 Passat Sport - GONE / 13 Audi S4 - GONE / 18 Passat SE Tech / 19 Tiguan SEL-P
      09-13-2020 10:06 PM #11
      17 s6, 9k down, 1.99% $650/m


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    13. Member
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      09-13-2020 10:14 PM #12
      367/month for the S4


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    14. Member 0dd_j0b's Avatar
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      09-13-2020 10:14 PM #13
      $720 for the Cadillac. 0 for the Mazda Ranger. It'll be nice to pay off the V.
      The past vehicles.
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    15. Semi-n00b
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      09-13-2020 10:20 PM #14
      Acura MDX $623
      Subaru STi $420


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    16. 09-13-2020 10:48 PM #15
      Subbie sti: $0
      lexus gx460: $333
      Last edited by Ilikewaffles; 09-13-2020 at 10:50 PM.

    17. Member
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      09-13-2020 11:04 PM #16
      1 in 3 houses paid off in the land of leveraging to the hilt? i somehow very much doubt that statistic

    18. Member Elite_Deforce's Avatar
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      09-13-2020 11:14 PM #17
      Cash money. Not the strictly smartest financial decision, but feels good.
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    19. Member Nealric's Avatar
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      09-13-2020 11:19 PM #18
      Zero. Not a car loan kind of guy. Keeps me honest.

    20. Member kiznarsh's Avatar
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      987.2 | GTI
      09-13-2020 11:21 PM #19
      GTI's paid off. A couple jnms for the Cayman since I financed half of it.

    21. Geriatric Member Hostile's Avatar
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      09-14-2020 12:11 AM #20
      STI was paid off last month but that was $330.

      The Golf will be paid off in March and that's about $430.
      iain

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    22. Member
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      09-14-2020 12:21 AM #21
      Miata is right under $300/mo.....cheap interest/short term so I'm ok with it. I also have new Michelin Pilots for said Miata run out for 6 months, 0% interest....I mean, why not?? I like borrowing free money for the cars.


      All others in sig are paid in full.
      '14 F-150 FX4 (bread and butter)
      '11 GTI (wifeys)
      '13 MIATA (dumb modified weekend thrasher)

    23. Senior Member Lwize's Avatar
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      09-14-2020 12:21 AM #22
      I like a $300 monthly payment, so I adjust other parameters accordingly.

      My Rav4 tucked under at $296.99.

      No monthly payments is also nice - If only I could avoid buying another car for a while....
      TIL Motor oil doesn't come from motors.

    24. Member DrivinAW8's Avatar
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      09-14-2020 12:38 AM #23
      For a daily, I’ve recently jumped into the $301-600 category. The lowest end of the range, at least.

      I would struggle to find a car that is modern/efficient/reliable/fun/fast/sexy enough for me based on my use case and superficial tastes/desires for a payment below $300/mo (leased or financed). That includes trucks, btw... their sexiness lies in their capability!

      For ‘fun’ cars tho? I’m not financing that. If I can’t afford to dump cash on it, it’s realistically too expensive a hobby for me. So that basically means anything with a total investment of <$10,000 (inclusive of all the deferred maintenance/repair costs it may need as well as modification/upgrade monies). Hopefully someday soon I can break into the <$50,000 bracket for hobby/enthusiast/‘fun’ cars, bc there are a LOT of options that fall under that price ceiling.
      Last edited by DrivinAW8; 09-14-2020 at 12:41 AM.

    25. Member Senior Member's Avatar
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      09-14-2020 02:40 AM #24
      Quote Originally Posted by puma1552 View Post
      1 in 3 houses paid off in the land of leveraging to the hilt? i somehow very much doubt that statistic
      Possibly the data is for 65+ age group.

    26. Senior Member dunhamjr's Avatar
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      09-14-2020 02:59 AM #25
      Feels like the poll could have had a few more options to have smaller $ groupings.

      Big difference in a $301 vs a $600 payment but both in the same grouping.

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